Treatment

Cataract Surgery

Also known as Phacoemulsification, Phaco, Cataract Removal, Intraocular Lens Implant, IOL Surgery

Updated May 16, 2026For educational purposes only. Not a substitute for medical advice. See our terms.

Bottom Line

Cataract surgery is a short outpatient operation that swaps the cloudy lens of your eye for a clear plastic one. Most people see clearly again within a few days, and the success rate is very high.

Cataract surgery is one of the most common operations in the world. About 4 million Americans have it each year, and around 30 million people worldwide 1.

During surgery the eye doctor removes the cloudy lens — the cataract — and puts a clear plastic lens (intraocular lens, or IOL) in its place. The most common method is phacoemulsification, which uses sound waves through a 2-3 mm cut to break the lens into pieces that are gently suctioned out 2.

The surgery takes about 15-30 minutes per eye. You stay awake but relaxed. About 9 out of 10 people see 20/40 or better afterward, which is good enough to drive in most U.S. states 2.

What to Expect on Surgery Day

Cataract surgery is usually done in an outpatient surgery center. Plan to be there for 2-3 hours, even though the surgery itself is short.

Before surgery:

  • Your eye is numbed with drops. You stay awake but get a mild sedative through an IV to help you relax.
  • The eye is washed and a clear drape is placed around it. You will see lights and shapes but not the instruments.

During surgery (15-30 minutes):

  • The surgeon makes a tiny cut (2-3 mm) in the front of the eye.
  • Sound waves break the cloudy lens into pieces, which are gently suctioned out.
  • A folded clear plastic lens is slid through the cut. It unfolds inside the lens sac and stays there for life.
  • The cut usually seals itself with no stitches.

After surgery:

  • You rest for 15-30 minutes. A friend or family member drives you home.
  • You wear a clear shield over the eye when sleeping for the first week to keep from rubbing it.
  • You start eye drops the same day or the next morning.

Choosing Your New Lens (IOL)

The new lens stays in your eye for life. There are three main types 3:

  • Monofocal (standard) IOL. Set for one distance, usually far away. You will still need reading glasses for small print. This is the basic option covered by most insurance.
  • Multifocal or extended-depth-of-focus IOL. Gives clear vision at more than one distance, so you may not need glasses for many tasks. Some people see glare or halos at night.
  • Toric IOL. Corrects astigmatism. Can be combined with monofocal or multifocal designs. Often an extra out-of-pocket cost.
What is best for you? There is no single right answer. Your eye doctor will measure your eye, ask about your hobbies and work, and help you pick. Most people are happy with whichever lens they choose, as long as they understand the trade-offs.

Risks and Possible Side Effects

Cataract surgery is very safe, but no surgery is risk-free. The chance of a serious problem is less than 1 in 100 1:

  • Infection (endophthalmitis). Rare (about 1 in 1,000-3,000) but serious. Eye drops after surgery help prevent it.
  • Swelling of the back of the eye (cystoid macular edema). Causes blurry central vision in the first few weeks. Usually treated with drops.
  • Posterior capsule tear. A break in the thin sac that holds the new lens. The surgeon usually still places a lens; some people need extra steps.
  • Retinal detachment. Risk is higher for several years after surgery, especially in very nearsighted eyes.
  • Lens dislocation. The new lens shifts out of place. Very rare in the first few weeks; can happen years later.
  • Posterior capsule opacification. Not really a complication — the thin sac behind the new lens can cloud up months or years later. A quick laser fixes it.
  • Mild floaters, halos, or glare at night. Common with premium lenses; usually settle over weeks.

Cost and Insurance

What it costs in the U.S.:

  • Standard cataract surgery with a monofocal IOL: about $3,500-$5,000 per eye before insurance.
  • Premium lenses (multifocal, EDOF, toric): $1,500-$3,500 extra per eye on top of the standard fee.
  • Laser-assisted surgery (FLACS): $500-$1,500 extra per eye.

What insurance usually covers:

  • Medicare and most U.S. health insurance plans cover standard cataract surgery and a monofocal IOL when vision is bad enough to affect daily life.
  • Upgrades like multifocal, toric, or laser-assisted surgery are usually an out-of-pocket cost.
  • The surgery center fee and anesthesia are usually covered when the surgery is covered.
Get a written estimate before you schedule. Ask the surgery office for a breakdown of what insurance pays, what you pay, and what any lens upgrade adds.

Common Questions About Cataract Surgery

No. The eye is numbed with drops before surgery, and you get a mild sedative through an IV to help you relax. Most people say they felt pressure or saw lights but no pain. After surgery the eye can feel scratchy for a day or two.

Next Steps

  1. 1Book a full eye exam if you have not had one in the past year, especially if driving or reading is getting harder.
  2. 2Ask your eye doctor for your visual acuity, the type of cataract, and whether surgery is reasonable now.
  3. 3Talk about lens choices — basic monofocal vs. premium multifocal, EDOF, or toric — and what your insurance covers.
  4. 4Get a written cost estimate from the surgery office before scheduling.
  5. 5Tell your doctors about all your medicines, especially blood thinners and prostate drugs like tamsulosin (Flomax).
  6. 6Arrange a ride home from surgery and have someone help you for the first day.

Find specialists for Cataract Surgery

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